There is a special category called 'Transfer' for loan payments and transfers that will exclude those transactions from Spending and Budgets.Ī word on loan payments - All loan payments have two transactions: the negative transaction of money leaving your bank account, and the positive transaction of money paid towards the debt, decreasing what you owe.

what you owe, see 'How do I account for interest paid on a loan?' If you also want to track separately how much of your credit card payment is applied to interest vs. If you must use your credit card while you are paying it off, you can split the transaction between Transfers: Credit Card Payment for the portion that pays back what you spent, and Bills & Utilities: Credit Card Payoff for the amount that will be applied to the previous balance. Not only will it be easier to stick to your goal if you just don't use the card, but it is more difficult to account for your credit card payoff if you are actively accruing debt on the card. It is recommended that you do not use your card for purchases while you are paying it off. This will allow you to see in Spending and Budgets how much you have spent towards paying down that debt. Experience his might and power in his effort to achieve lasting world peace.If you are working on paying off a credit card, congratulations! We recommend that you create a custom subcategory to track your progress, such as Bills & Utilities: Credit Card Payoff. Travel along their road and witness the rise of Ryan Moran's global control over existing nations. _Join Ira Teller and Ryan Moran on this amazing, revelatory journey that reflects on our collective past, and endeavors to transform our shared future. _Will Ryan's first real love, Erika, coax him back to the pinnacle of the world's power structure? Find out as they endeavor to cultivate symmetry in their mercurial relationship.

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